Experiential Learning: Neural Networks in Sales Modelling

Experiential Learning: Neural Networks in Sales Modelling

Background

In our regular sales modeling for clients, we primarily relied on traditional algorithms such as random forest and XGBoost models due to the tabular nature of our data and the success we achieved with these models.… Continue reading

Finalytica, Jun 2023: Experiential Learning: Cross Sell Consumer Loans to Wealth Customers

Experiential Learning: Cross Sell Consumer Loans to Wealth Customers

Background & Objective

Wealth management companies usually provide all kind of investment, Insurance and lending solutions to their customers. Wealth Customers usually invest in savings instruments like Mutual Funds, Equities, Debt, Structured Products and buy Insurance of various kinds for protection.… Continue reading

Finalytica May 2023: Enhancing Credit Facility Through a ML Model In Credit Cards For a Large Asian Bank

Enhancing Credit Facility Through a ML Model In Credit Cards For a Large Asian Bank

Background:

The client has a credit card facility that allows the credit cardholders of good credit standing to convert a portion of their billed credit card retail balance to instalments.… Continue reading

Finalytica April 2023: Clientrator – A Complete ML Modelling & MLOps Tool

Clientrator – A Complete ML Modelling & MLOps Tool

Why the need for a ML tool?

Predictive analytics using Artificial Intelligence and including machine learning (AI & ML) is one of the fastest areas of growth in any data-centric organization. The reason behind this growth is increased adoption of the ML in all mature organization given the success from running ML based data strategies.… Continue reading

Finalytica March 2023: Improving Collections through ML based Collections Analytics

Improving Collections through ML based Collections Analytics

Background:

Collections teams in Banks & other financial institutions often face a difficult task of deciding on the best possible steps to take for pending payments in loans & cards repayments. This usually results in the pending dues moving in various days past due (DPD) buckets.… Continue reading

Finalytica Feb 2023: Credit Card Behaviour Scorecard Model for a Large International Bank

Credit Card Behaviour Scorecard Model for a Large International Bank

Introduction:

One of the areas where banks usually need credit risk analytics strongly is in building behaviour based scorecards to assess the current status of customer and portfolio health check in the assets products space.… Continue reading

Best of G-Square’s Experiential Learning for the Year 2022 Part-2

Best of G-Square’s Knowledge Series & Experiential Learning articles of Year 2022 Part 2
  1. Complex Reporting and Dashboard creation in BI Tools
    Business intelligence (BI) is an essential tool for any organization looking to gain a competitive edge. With our BI complex reporting solution, you can gain valuable insights into your sales performance, customer behavior, and market trends.
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Best of G-Square’s Experiential Learning for the Year 2022 Part-1

Best of G-Square’s Knowledge Series & Experiential Learning articles of Year 2022 Part 1
  1. Predicting Affluence using Proprator
    Private sector banks who have a strong customer base in retail, corporate and NR space need to assess their customers’ income levels which will help the companies in targeting specific customers and create customer centric campaigns.
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Finalytica Nov 2022: Experiential Learning – Loss Given Default (LGD) Modelling for Banks

Loss Given Default (LGD) Modelling for Banks

Background

Problem Statement
To identify the estimated potential credit losses, we calculate a loan’s projected profitability. Under IFRS 9, banks are required to recognize credit losses at all times based on reasonable information, considering past, current, and future events.… Continue reading

Finalytica Oct 2022: Experiential Learning – Geolocation Analytics for Banks

Geolocation Analytics for Banks – Location based analytics

Location Analytics:

In every aspect of moving around the nooks & corner of any country, maps play an important part for any individual or any organization. The usage of location maps is across transportation – From B2C to B2B i.e.… Continue reading

Finalytica Sept 2022: Experiential Learning – LOS & LMS Use cases in BI Tools

I.  LOS, LMS & need of BI Tools:

The most often used systems in the financial world for Banks, NBFCs & Credit Fintech for the lending side are Loan Origination System (LOS)and Loan Management System (LMS). Without these the loans handling process is not possible for most of these organizations.… Continue reading

Finalytica Aug 2022: Experiential Learning – Dynamic Forex Remittance tracking through tools

In the segment where the clients deal with Non resident Indian (NRI) and Indian population who have needs of remittance to India and from India to overseas, there is a huge need to track the forex prices on a real time basis.… Continue reading