Finalytica May 2023: Enhancing Credit Facility Through a ML Model In Credit Cards For a Large Asian Bank
Enhancing Credit Facility Through a ML Model In Credit Cards For a Large Asian Bank
Background:
The client has a credit card facility that allows the credit cardholders of good credit standing to convert a portion of their billed credit card retail balance to instalments.… Continue reading
Finalytica April 2023: Clientrator – A Complete ML Modelling & MLOps Tool
Clientrator – A Complete ML Modelling & MLOps Tool
Why the need for a ML tool?
Predictive analytics using Artificial Intelligence and including machine learning (AI & ML) is one of the fastest areas of growth in any data-centric organization. The reason behind this growth is increased adoption of the ML in all mature organization given the success from running ML based data strategies.… Continue reading
Finalytica March 2023: Improving Collections through ML based Collections Analytics
Improving Collections through ML based Collections Analytics
Background:
Collections teams in Banks & other financial institutions often face a difficult task of deciding on the best possible steps to take for pending payments in loans & cards repayments. This usually results in the pending dues moving in various days past due (DPD) buckets.… Continue reading
Finalytica Feb 2023: Credit Card Behaviour Scorecard Model for a Large International Bank
Credit Card Behaviour Scorecard Model for a Large International Bank
Introduction:
One of the areas where banks usually need credit risk analytics strongly is in building behaviour based scorecards to assess the current status of customer and portfolio health check in the assets products space.… Continue reading
Best of G-Square’s Experiential Learning for the Year 2023
Best of G-Square’s Knowledge Series & Experiential Learning articles of Year 2023
- Complex Reporting and Dashboard creation in BI Tools
Business intelligence (BI) is an essential tool for any organization looking to gain a competitive edge. With our BI complex reporting solution, you can gain valuable insights into your sales performance, customer behavior, and market trends.
Best of G-Square’s Experiential Learning for the Year 2022
Best of G-Square’s Knowledge Series & Experiential Learning articles of Year 2022
- Predicting Affluence using Proprator
Private sector banks who have a strong customer base in retail, corporate and NR space need to assess their customers’ income levels which will help the companies in targeting specific customers and create customer centric campaigns.
Finalytica Nov 2022: Experiential Learning – Loss Given Default (LGD) Modelling for Banks
Loss Given Default (LGD) Modelling for Banks
Background
Problem Statement
To identify the estimated potential credit losses, we calculate a loan’s projected profitability. Under IFRS 9, banks are required to recognize credit losses at all times based on reasonable information, considering past, current, and future events.… Continue reading
Finalytica Oct 2022: Experiential Learning – Geolocation Analytics for Banks
Geolocation Analytics for Banks – Location based analytics
Location Analytics:
In every aspect of moving around the nooks & corner of any country, maps play an important part for any individual or any organization. The usage of location maps is across transportation – From B2C to B2B i.e.… Continue reading
Finalytica Sept 2022: Experiential Learning – LOS & LMS Use cases in BI Tools
I. LOS, LMS & need of BI Tools:
The most often used systems in the financial world for Banks, NBFCs & Credit Fintech for the lending side are Loan Origination System (LOS)and Loan Management System (LMS). Without these the loans handling process is not possible for most of these organizations.… Continue reading
Finalytica Aug 2022: Experiential Learning – Dynamic Forex Remittance tracking through tools
In the segment where the clients deal with Non resident Indian (NRI) and Indian population who have needs of remittance to India and from India to overseas, there is a huge need to track the forex prices on a real time basis.… Continue reading
Finalytica June 2022: Experiential Learning – Complex Reporting and Dashboard creation in BI Tools
Complex Reporting and Dashboard Creation in BI Tools
The process of Business intelligence (BI) solution comprises Business Intelligence reporting, online analytical processing, analytics, dashboard development and business performance management. The entire process comprises Data Engineering, Report creation, Interactive tool usage and the automation of the process.… Continue reading
Finalytica May 2022: Experiential Learning – Cloud Security for Financial Services
Cloud Security for Financial Services
Cloud adoption is rising across industries at a steady rate, with over 90% of organizations using cloud computing technology. Now while industries have started relying on cloud services for their varied data and operational needs, there is one industry that is taking its time to adopt the idea on a holistic level i.e.… Continue reading