Finalytica Knowledge Series – Sentiment Analysis
Introduction
Sentiment Analysis (SA) in business, also known as opinion mining (OM) is a process of identifying and cataloging a piece of text according to the tone conveyed by it. The text can be tweets, comments, feedbacks, news or random texts with positive, negative and neutral sentiments associated with them.… Continue reading
Finalytica: April, 2018
Latest happenings in Analytics, AI and Fintech world
- As per a study Unlocking the economic impact of digital transformation in Asia Pacific, commissioned by Microsoft in partnership with IDC Asia/Pacific. It has said that by the year 2021, over 60 percent of India’s GDP would be derived from digital products and services such as AI, IoT and cloud computing.

Credit Risk analytics on the go – Solving typical Credit risk problems
Problem statements
Customers typically wants to automate the process of loans underwriting by using applicants personal data & underwriters comments data of past applications. Thus Clients want an automated solution for processing loans on the go for onboarding new customers
Solutions
We analyse the demographics, various scores of applicants & textual comments & identify most important factors which will help in the rejection or approval of applications.… Continue reading

News and happenings in Analytics and Fintech world: March 2018
1) Eight Analytics Trends for the Intelligent Enterprise identified in a report by Microstrategy:
- AI will reshape analytic and business innovation
- Competition for data science and analytics talent
- Convergence of real-time and Batch-based analytics
- Voice and natural language interfaces become mainstream
- Convergence
- Emergence of augmented analytics
- Machine learning, AI and edge and video analytics
- Access vs.

Finalytica February, 2018: EXPERENTIAL LEARNING
Applications of Text mining in G-Square’s Bigdator
G-Square Solutions applies Text Analytics in its Flagship product ‘Bigdator’. Bigdator uses Latent Dirichlet Allocation Model for Topic Modelling, Latent Semantic Analysis Model for summarizing a long article or comments and Support Vector Machine (SVM) model for sentiment analysis.… Continue reading

Happenings February 2018
HAPPENINGS IN THE ANALYTICS, FINTECH & AI WORLD
- Emerging technology got prominent mention in the India Union Budget 2018-19. Federal policy think tank NITI Aayog will initiate a national program on artificial intelligence, and the Department of Science & Technology will launch a mission to support investments in research and training in robotics, artificial intelligence, digital manufacturing, big data analytics, quantum communication and internet of things.

Finalytica, Feburary, 2018: Knowledge Series
Text Mining Analytics
Background
The term text analytics describes a set of linguistic, statistical, and machine learning techniques that model and structure the information content of textual sources for business intelligence, exploratory data analysis, research, or investigation.… Continue reading
Value at Risk
Market risk refers to the risk of losses in an organisations trading book due to changes in equity prices, interest rates, credit spreads, foreign-exchange rates, commodity prices, and other indicators whose values are set in a public market. To manage market risk, organizations deploy a number of highly sophisticated mathematical and statistical techniques.… Continue reading

Finalytica Jan-2018
A quick preview of developments in Analytics and AI space in India in 2017
- Amazon Web Services adds AI to cloud by adding services such as image analysis, visual search, speech recognition among others
- Google is upping its stake in India big time on AI and ML with Cloud India Region by announcing setting up its first cloud region in Mumbai within this year.
Fund Transfer Pricing
What is a Fund Transfer Pricing System and why is it needed?
A Funds transfer pricing (FTP) is the process through which banks
and other financial institutes allocate their earnings to the various lines of businesses in which they are engaged.… Continue reading
Happenings in AI, Analytics & Fintech world: December 2017
- Stock Exchanges in India are exploring the opportunity to venture beyond the current businesses to create data repository services, Artificial Intelligence or a big data analytics eco-system. Last week, the Bombay Stock Exchange and the National Stock Exchange sought Securities and Exchange Board of India (SEBI)’s permission to form a separate entity to take on these businesses.
Primitives for AI
Let’s say I want to build a financial market prediction model based on news flow. The current way to do this is:
- Collect lot of news articles
- Collect financial market movement data
- Use machine learning models (black-box or otherwise) to predict markets from news
This is not a scalable model of operation for building AI/ML solutions.
… Continue reading