Finalytica 2026: Latest Happenings

Agentic AI Is Officially the Next Big Shift

The biggest change in the past few weeks is the rapid move toward agentic AI systems that don’t just generate content but can plan, reason, and execute tasks autonomously. According to the Boston Institute of Analytics (February 2026), the industry narrative is shifting from last year’s generative boom to what experts are calling “agentic mastery.”

 

Public Sector Banks Quietly Scale GenAI

A major but relatively under-the-radar development came from India’s public banking sector.… Continue reading

Finalytica Feb 2026, Experiential Learning: A Macro Framework for Forward-Looking PD Modeling at Account-Level

Introduction:

Credit risk modeling has evolved significantly over the years. Traditional Probability of Default (PD) models relied heavily on historical default experience across risk segments. However, with regulatory and accounting requirements increasingly demanding forward-looking risk assessment, incorporating macroeconomic information into PD estimation has become essential.… Continue reading

Finalytica Jan 2026 – G-Square 2025: Highlights, Milestones & Momentum

G-Square 2025: Highlights, Milestones & Momentum

I. Geographic & Client Expansion in 2025

  • G-Square successfully consolidated its North American markets adding two new clients from this region making the total count of 4 clients in those markets.
  • The US market, being a critical area for future growth, has become a significant focus.
… Continue reading

Finalytica Latest Happenings: January 2026

Trends & Forecasts for AI, Data Analytics & Fintech World in Year 2026

1. Market Growth & Strategic Projections

The narrative for 2026 is defined by Performance over Pilots, with India emerging as a central powerhouse in the global value chain.… Continue reading

Finalytica Latest Happenings: December 2025

  1. RBI Framework for Responsible and Ethical Enablement of AI (FREE-AI) – August 2025
    ⦁ Around 21% of the surveyed entities were either using or developing AI systems, Adoption rates driven by larger banks and NBFCs.
    ⦁ AI was primarily used for customer support (15.6%), credit underwriting (13.7%), (c) sales and marketing (11.8%) and (d) cybersecurity (10.6%).
… Continue reading

Finalytica Nov 2025 – Advanced Bank Profitability From Fund Transfer Pricing to NII, RAROC & Beyond

Introduction:

Last year, our Knowledge Series explored the fundamentals of Funds Transfer Pricing (FTP)  how banks allocate funding costs, optimize product profitability, and measure true performance across business units.

This year, we are expanding the conversation.

As banking gets more data-driven, profitability can’t be measured by FTP alone.… Continue reading

Finalytica Latest Happenings: November 2025

  • India’s AI Spending Set to Cross $8.1 Billion by FY2025–26
    According to NASSCOM’s November update, enterprise AI spending in India is projected to cross $8.1 billion by the next financial year. BFSI remains the strongest adopter, with major banks increasing investments in credit analytics, compliance automation, and cloud-based data platforms.
… Continue reading

Finalytica Oct, 2025 – Latest Happenings

  • Global Fintech Fest 2025 puts AI in the spotlight. Held in Mumbai this October, the Global Fintech Fest showcased how AI is redefining digital payments, lending, and fraud prevention. Industry leaders from NPCI and global banks emphasized that the future of fintech lies in intelligent automation and real-time analytics.
… Continue reading

Finalytica Oct 2025, Experiential Learning – Fixed Income Modeling – 15× Faster Using Python and Numba

Introduction:

In finance, both speed and accuracy matter a lot. When pricing portfolios, we often need to project thousands of future cash flows considering interest, defaults, prepayments, and reserves across multiple investor tranches.

These calculations are usually done in Excel using complex formulas and macros.… Continue reading

Finalytica September 2025 – AI & ML-Driven Collections Solution for a Middle East Fintech Company

Background

Debt collections are traditionally manual, time-consuming and inefficient especially when managing thousands of overdue accounts across banking and telecom sectors. To address this, we implanted an ML and an AI-powered collections platform using our Clientrator that automates the end-to-end process from data ingestion to customer outreach significantly improving both recovery rates and operational efficiency.… Continue reading

Finalytica Latest Happenings: September 2025

  • RBI issues final digital payment authentication guidelines. The Reserve Bank of India introduced new rules allowing risk-based checks alongside two-factor authentication, as per RBI’s. The move is expected to enhance fraud prevention while enabling smoother digital transactions for customers.
  • Global AI market on track to surpass $200 billion in 2025.
… Continue reading

Finalytica August 2025 – Agentic AI solution for a Proptech Company in India

Agentic AI solution for a Proptech Company in India

 

Introduction

We are building an Agentic AI solution for a Proptech company in India leverages advanced language models and integrated data systems to deliver efficient, real-time assistance for sales and operations teams.… Continue reading