Finalytica Latest Happenings: September 2025

RBI issues final digital payment authentication guidelines. The Reserve Bank of India introduced new rules allowing risk-based checks alongside two-factor authentication, as per RBI’s. The move is expected to enhance fraud prevention while enabling smoother digital transactions for customers.
Global AI market on track to surpass $200 billion in 2025. Enterprise AI spending will cross the $200 billion mark by year-end, as per Gartner’s report. Banking, financial services, and healthcare remain the top sectors driving this surge in adoption.
India’s fintech funding crosses $1.1 billion in Q3 2025. Indian fintech startups raised more than $1.1 billion during July–September 2025, as per Tracxn’s latest funding report. AI-driven lending, compliance, and credit scoring platforms led the investment flow.
Cloud data warehouse adoption accelerates among Indian banks. 70% of large Indian banks have shifted core analytics workloads to cloud-native platforms, up from 58% in 2024, as per IDC’s September 2025 banking survey. This shift is helping banks gain agility in reporting and real-time decision-making.