1. RBI Framework for Responsible and Ethical Enablement of AI (FREE-AI) – August 2025
    ⦁ Around 21% of the surveyed entities were either using or developing AI systems, Adoption rates driven by larger banks and NBFCs.
    ⦁ AI was primarily used for customer support (15.6%), credit underwriting (13.7%), (c) sales and marketing (11.8%) and (d) cybersecurity (10.6%). (Strong Interest in GenAI (67%).
    ⦁ Several barriers in wider adoption of AI were cited, including high implementation costs (especially a constraint for smaller entities), AI talent gap, lack of high-quality data for training models, insufficient compute access and legal uncertainty.
  2. Global GenAI Startups Landscape – NASSCOM Report (H1 CY 2025)
    ⦁ GenAI funding surged 2.7X to $54Bn in H1 CY2025, with 88% flowing to late-stage startups, reflecting strong confidence in enterprise-scale adoption.
    ⦁ The US continues to dominate, supported by big-tech partnerships, compute-rich infrastructure, and deep VC capital.
    ⦁ New startup formation is slowing in mature markets, signalling higher entry barriers for early-stage GenAI players.
    ⦁ India’s GenAI ecosystem grew 3.7X, crossing 890 startups, with applications accounting for 83% of the total.
    ⦁ Startup pivoting is high, with 63% shifting toward vertical SaaS and application-led models.
    ⦁ Funding rose 30% YoY to $990 Mn, though India still trails global GenAI investment levels.
    ⦁ Vertical AI specialists are gaining traction, particularly in regulated, domain-led use cases.
  3. Cloud Migration in Banking – CoinLaw Statistics (December 2025)
    ⦁ Cloud adoption has become standard, with 98% of financial institutions using cloud services in 2025.
    ⦁ Around 60% of banks have migrated over 30% of critical workloads, and 68% now run core operations on cloud-native platforms, making cloud data warehousing the default for analytics and reporting.
  4. Indian Fintech Funding Update – Fortune India (9M 2025 | Published October 2025)
    ⦁ Indian fintech startups raised $1.6 billion in the first nine months of 2025, ranking India as the third-largest fintech ecosystem globally.
    ⦁ While total funding declined 17% YoY, early-stage investments grew 8%, reflecting sustained investor interest in AI-driven fintech models, with Bengaluru and Mumbai leading funding activity.
  5. Technology Dealtracker – Grant Thornton (Q3 2025)
    ⦁ Tech-led deal momentum strengthened in Q3 2025, with 80 deals, up 33% QoQ, driven by SaaS, AI, and cross-border technology transactions despite cautious macro conditions.
    ⦁ M&A activity reached a quarterly high with 29 deals, led by outbound consolidations, while three $100M+ transactions accounted for 87% of deal value and domestic deals comprised 62% of volumes.
Follow

Leave a Reply

Your email address will not be published. Required fields are marked *