India’s AI Spending Set to Cross $8.1 Billion by FY2025–26
According to NASSCOM’s November update, enterprise AI spending in India is projected to cross $8.1 billion by the next financial year. BFSI remains the strongest adopter, with major banks increasing investments in credit analytics, compliance automation, and cloud-based data platforms.
RBI Expands AI-Based Credit Scoring Oversight Framework
The Reserve Bank of India issued an enhanced supervision framework for AI-driven credit scoring models in November 2025. The guidelines focus on model transparency, fairness audits, and explainability, reinforcing responsible AI usage across retail and MSME lending.
Global Cloud Analytics Market Reaches $168 Billion in 2025
Gartner’s November 2025 Cloud Analytics Outlook reported that the global cloud analytics market has touched $168 billion, with banking and insurance accounting for 30% of total demand. The shift is driven by real-time reporting requirements and large-scale migration to cloud data warehouses.
Indian Fintech Funding Climbs to $3.1 Billion in 2025 YTD
Tracxn’s November funding tracker showed that Indian fintech startups have raised $3.1 billion year-to-date. AI-led lending, compliance automation, and risk analytics remain the most heavily funded areas as investors prioritize profitability and strong data infrastructure.
5. 76% of Indian Banks Now Use AI in Risk & Compliance Functions
IDC’s November 2025 Banking Intelligence Monitor revealed that AI adoption in risk and compliance has reached 76% across mid-sized and large Indian banks — up from 68% in August. The rise is linked to rising regulatory expectations and the need for faster reporting cycles.
AI Adoption Helps Reduce Underwriting Time by 47% in NBFCs
A November Forrester Financial Services study found that NBFCs implementing AI-enabled credit decisioning reduced underwriting time by 47%, improving customer acquisition and lowering operational cost per loan.
Data Center Investments Cross $255 Billion Globally
Gartner’s November infrastructure index confirmed that global data center spending has surpassed $255 billion in 2025 so far. Nearly 42% of deployments are now dedicated to analytics workloads, reflecting the acceleration of enterprise data transformation.